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Keep in mind that we are not a direct lender, and we do not provide loans to consumers ourselves. We aid in the process, so that customers will get the loans that best match their needs. We have contracts with various direct lenders to whom we submit your application, based on your personal profile and loan requirements. The interest rate you will pay depends on your loan amount and credit profile. For medium to long term loans the interest rate (APR) is between 19.7% and 28%. Repayment periods can be between 6 and 60 months.